
Are you still in the idea phase of your "business"
but need some capital to take the next step?
Leveraging your personal credit to access
business capital is oftentimes necessary (and very
common).
Most "Business" lenders want to see a minimum of 1 year (some require 2-years) in business before they are even open to having conversations about funding. Aside from the time in business, many lenders have minimum monthly revenue requirements ranging from $10,000 to $50,000. So how do you get the funding in the first place to get to this point?
Below you will find a table breaking down the funding solutions we provide based solely on your personal creditworthiness and financials.
Funding Product
Credit Score
Time in Business
Approval Range
Get Started
0% Credit Card
680+
$5K – $100K
Unsecured Term Loan
650+
NA
$5K – $50K
Home Equity LOC
650+
NA
$30K+
Funding Product
Amount
Access
Rates
Terms
Get Started
0% Credit Card
$5K – $75K
7–10 Days
15.99% – 24.99% (0% for 12–15 months)
Monthly payment 2%–3%
Business Line of Credit
$5K – $200K
1–5 Days
8.99% – 29.99%
6–24 Months
Short Term Business Loan
$5K – $100K
24–72 Hours
15% – 35%
6–12 Months
Business Term Loan
$20K – $500K
5–10 Days
11% – 25%
1–5 Years
SBA
$20K – $150K
10–14 Days
Prime + 3.75%
10 Years
Clients Served
Jobs Created
Funded